D. BYU, 49-13 I've watched video of UNI, and BYU is much quicker, and much more physical than the Panthers. They're walking into a buzz-saw! This game should be decided by halftime. Though, this is not to say that UNI is not dangerous, I give them their due, especially a team that's accustom to winning. But, in the end, the very physical nature of the Cougs will see the panthers begin to come undone by the 4th if not sooner.